RedotPay Connect — Unified Stablecoin Payments for Every Business

Open API 2.0 Key Updates

• Payment Integration Guide: A comprehensive guide detailing two primary payment flows—Paylink and Open-API—complete with sequence diagrams to help you choose and implement the right integration path.
• Request Signature and Verification Guide: Essential reading for securing your API calls. This guide explains the mandatory SHA256withRSA signature algorithm, key management, and how to verify callback notifications.

Why Use RedotPay Connect?

1. Easy to integrate to your checkout

   • Quickly add a crypto payment option with our checkout SDK via OpenAPI.
   • Your customers can pay with their preferred wallets, and you reduce FX losses on each payment.

2. Lower fees on every transaction

   • Processing fees are much lower than traditional payment gateways and card networks (often below 2%).
   • Pricing is transparent with all-in rates and no hidden fees, ensuring you retain a greater share of every transaction.

3. Security · Compliance · Fraud Prevention

   • Blockchain payments are irreversible, which removes malicious chargeback fraud and cuts dispute costs.
   • All transactions are publicly verifiable and recorded on-chain, making them transparent and hard to tamper with.

How to get started

1. Complete Merchant Verification

   • Get verified as a merchant to start accepting payments.
   • Your account manager will help you set up the settlement method and link your settlement account.

2. Enable developer access

   • Ask your account manager to enable developer access. After developer verification is approved, you can start integrating with our OpenAPI.

3. Integrate and Go Live

   • Connect to RedotPay’s OpenAPI and add the payment SDK to your checkout.
   • Your customers can then check out with their preferred crypto.

Frequently Asked Questions

1. What is the current settlement cycle?

RedotPay currently offers standard T+1 settlement in USD for merchants. Support for other local currencies and cryptocurrencies is being prepared.

2. Do I need to understand crypto technology to use this?

No. Integration works like other payment plugins (for example, on platforms similar to Shopify).

Your dashboard clearly shows all transactions, settlement status, and local currency amounts, so it feels like using a traditional payment gateway.

3. How is price fluctuation risk managed?

Payments are mainly made in stablecoins and settled to you in USD.

Stablecoins such as USDC are designed to track USD 1:1, so the value is locked from the time the customer pays until you receive the funds, removing price volatility risk on each transaction.

4. Is this service compliant?

Yes. Compliance is central to our service. RedotPay partners with industry leading providers for thorough Know Your Customer (KYC), Anti-Money Laundering (AML) and fully authorized Virtual Asset Service Provider (VASP), ensuring secure and compliant global cryptocurrency services.

5. How is fraud and money laundering prevented?

• On‑chain checks: Before payment, the customer’s wallet address is screened. After the transaction is on‑chain, it is scanned again to flag and block risky funds.
• Merchant checks: Each merchant completes KYB verification before going live.
• Ongoing monitoring: Risk rules monitor unusual transaction patterns and help stop suspicious activity.